01
Specialized
Know the association, development, catastrophe, and coverage issues deeply enough to recognize what generic comparisons miss.
About Rothberg Specialty
Specialized insurance advice for decisions that affect entire communities.
Rothberg Specialty combines community-association focus, national market access, catastrophic-risk analysis, and direct leadership involvement.
Our focus
Because insuring your community is our business.
Community associations sit at the intersection of property, governance, operations, finance, resident expectations, lender requirements, and catastrophic risk. They deserve a broker that understands the entire system.
Rothberg Specialty works with boards, managers, developers, contractors, attorneys, lenders, and other advisors to organize insurance decisions around the community’s actual responsibilities and exposures.
“The best result is not a cheaper policy on paper. It is a decision the client understands before the loss tests it.”Rothberg Specialty
Operating principles
How the work should feel.
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Clear
Translate policy structures into plain language, practical dollar exposure, and a board- or executive-ready decision.
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Accessible
Keep senior leadership close to clients, managers, underwriters, and the difficult questions that can delay a placement.
04
Accountable
Document assumptions, open items, material differences, subjectivities, and next steps rather than allowing uncertainty to drift.
Leadership
Direct access to the people responsible for execution.
Professional biographies and verified designations can be expanded here as the final production disclosures are approved.
Capabilities
Focused enough to specialize. Broad enough to coordinate the full risk picture.
Community associations
Condominiums, townhomes, PUDs, single-family HOAs, master-planned communities, mixed-use associations, and developer-controlled boards.
Community management
Parallel renewals, portfolio triage, board education, management-company coverage, and organized submission support.
Development & construction
Land development, project-specific GL, wraps, builder’s risk, pollution, professional, excess, controlled associations, and turnover.
Catastrophe-exposed property
Wind, hail, named storm, hurricane, flood, wildfire, earthquake, freeze, layered limits, deductible buy-downs, and valuation.
Governance and financial crime
D&O, employment practices, discrimination, fidelity, crime, social engineering, funds transfer, and cyber protection.
Specialty practices
Complex infrastructure and data-center risks, owner and contractor structures, delay, professional, cyber, environmental, and high-limit liability.
Defined numbers
The footprint statements mean different things—and are presented that way.
48States in which Rothberg Specialty is licensed
34+States with completed client work
16States in the current core-market strategy
1Specialized standard for every client decision
About FAQs
What “specialty” means here.
Is Rothberg Specialty an insurance carrier?
No. Rothberg Specialty is an insurance agency. Coverage is issued by the applicable insurer and subject to that insurer’s underwriting, policy terms, financial condition, and claims process.
Does the agency provide legal advice?
No. Rothberg may identify insurance implications and coordinate with counsel, but legal interpretation and drafting remain the responsibility of qualified legal professionals.
Can Rothberg represent a board outside Tennessee?
Potentially, subject to licensing, product, carrier, appointment, underwriting, and jurisdictional requirements. The markets page explains the current core strategy.
How does a client begin?
Provide the renewal or project date, state, risk type, and primary concern. Rothberg will identify the documents and next steps appropriate for the review.
Talk directly with a community-risk specialist.
Start with the renewal date, project timeline, or insurance question that needs a clearer answer.